SEBIRegistered Research Analyst, INH000021067
Your SIP, with a research desk that never sleeps.
October signal, Balanced29 Oct 2026
HDFC Mid Cap FundInside its buy zone, news check clearTop up
HDFC Flexi Cap FundIn zone, US Fed decision pendingWait
ICICI Pru Large Cap FundAbove its buy zoneSIP only
Ready-made fund portfolios. Every month our rules spot the dips, and an AI reads the world’s news before telling you whether to add more. Free.
₹82.64 L CrIndustry assets, Sep 2026
₹32,490 CrInvested through SIPs every month
10.06 CrActive SIP accounts
28.62 CrInvestor folios
What the AI actually does.
It doesn’t pick your funds or guess the market. It does one job a human desk can’t do for millions of people at once: read the news behind every dip, every month.
Signal desk, 29 Oct 2026Balanced portfolio
HDFC Mid Cap Fund
From 3-month highInside the buy zone
Broad sell-off after oil spike and Middle East tensionMarket wire
No fund manager change, no SEBI action, normal flowsFund house filings
US Fed decision due this weekEconomic calendar
SendWait a weekSkip
Logged 9:21 am. Reason: event risk this week; recheck after the Fed. Reviewed by research analyst.
Step 1
Rules spot the dip.
Every fund in every portfolio is checked daily against its 3-month high. Large caps trigger at 6%, mid and small caps at 9%, gold at 3%. Debt never triggers.
Step 2
AI reads why it fell.
Market news, central bank calendars, oil and supply-chain shocks, fund manager changes, regulatory action. It separates an ordinary sell-off from a fall with further to go.
Step 3
It sends, waits, or skips.
The AI can only hold a signal back or let it through. It can never invent a buy, pick a fund, or change a portfolio.
Step 4
Every call is on record.
Each decision is logged with its reason and reviewed by our registered research analyst before it reaches your WhatsApp.
India is putting its savings to work.
Industry assets in ₹ lakh crore at each March year-end, with September 2026 as the latest. Faded bars show where the industry would reach at its last decade’s pace.
What could your SIP become?
You choose the return rate. We do the maths. Arithmetic, not a forecast, and not what any of our portfolios will earn.
Estimated value at your rate
₹0
You invest₹0
Growth at your rate₹0
Illustration only. Mutual fund returns are not fixed and can be negative. The rate is chosen by you and is not a return projected, promised or expected by SIPwise.ai or NEXTTECH SECURITIES.
Research shouldn’t cost a percentage.
Wealth managers take 1 to 2.5% of your money every year. Distributor apps take a hidden commission through Regular plans. We take nothing.
Free
₹0 forever for early users
Everything you need to invest with a plan.
- All three model portfolios, with our stance on every fund
- Monthly dip signal on WhatsApp, AI-checked and analyst-reviewed
- X-ray of every fund you own, from your CAS
- Annual portfolio review report
Pro Coming soon
Price to be announced
More depth, more often.
- Detailed research note behind every signal
- X-ray refreshed automatically each month
- Family view across multiple PANs
Registered. Regulated. On record.
Research on SIPwise.ai is published by NEXTTECH SECURITIES, a Research Analyst registered with SEBI. Every disclosure SEBI requires is right here.
Active SEBI registration
SEBI Research Analyst registration number
INH000021067
- Registered name
- NEXTTECH SECURITIES
- Type of registration
- Individual / Non-individual
- Validity
- Perpetual, from DD MMM YYYY
- BASL enlistment no.
- To be added
- Principal officer
- Name, email, phone
- Compliance officer
- Name, email, phone
If something goes wrong
- Write to us
Email the grievance officer at grievance@sipwise.ai. We acknowledge within 7 days and aim to resolve within 21.
- SEBI SCORES
If unresolved, lodge a complaint at scores.sebi.gov.in or through the SCORES app.
- Online dispute resolution
You can also use the Smart ODR portal at smartodr.in for conciliation and arbitration.
Complaints data
Updated by the 7th of every month. Replace with actual figures before launch.
| Month | Pending at start | Received | Resolved | Pending at end | Over 3 months |
|---|---|---|---|---|---|
| September 2026 | 0 | 0 | 0 | 0 | 0 |
| August 2026 | 0 | 0 | 0 | 0 | 0 |
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